Compliments of the season. I’m sure November salaries have been paid. Spent already?
Understandable. Lots of bills to be paid.
December salaries will be paid way before Christmas; and that will be fun right? Opportunity to flex the seasonal holidays.
But also remember that school fees for the children, possibly house rent, and other financial responsibilities await you in January 2019.
Be prudent.
Don’t be overzealous with your spending. Don’t buy what you don’t need to impress people this festive period. Its not a competition. Besides I don’t think new clothing or hairdo for Christmas is in vogue anymore. Chicken still tastes like chicken no matter what day you cook it.
Don’t incur unnecessary debt all because you want to splurge. That’s just extra financial burden you do not need.
Save yourself the pressure. That you can afford it doesn't mean you need it. Do your calculating before embarking on your Christmas shopping trip
Make moderation and simplicity your watch word.
Be real to yourself.




Very True! January is one of the lengthiest months, especially when it's right after Christmas😂
ReplyDeleteYes O.
DeleteGone are those days when you cut coat according to size because the cloth is usually abundant, now we should cut coat according to cloth.
ReplyDeleteHmmmm mm
DeleteWe should limit our festive enjoyment to what we can afford and set aside money for home management.
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DeleteWORD!!!
DeleteWell said.
ReplyDeleteThanks
DeleteHmmm.... I concur!
ReplyDeleteThank you
DeleteThere should be frugality during christmas. Everyone should be cautious in how they spend during this period and not be carried away by thr razmataz of the season
ReplyDeleteThis comment has been removed by the author.
DeletePlan what you want to do next month this month. Without a plan, you will act hastily at anything that comes your way. That's the norm every year for some people. They don't plan. January is actually the month most people are broke and need to plan for the kids school fees, transport fare to work and back, for some rent while for others debts etc.
ReplyDeletePlan O. January is around the corner
DeleteBudgeting gives extra lives to the lifeless
ReplyDeleteDon't get to the extent of lifelessness before you start budgeting. Most never recover.
DeleteThe Most Important of your post to me is.....
ReplyDelete"Save yourself the pressure. That you can afford it doesn't mean you need it."
If we all understand this, we are all good to go!
Thanks Tolu
DeleteI agree with Mr Ademola.
ReplyDeleteNoted ma'am
ReplyDeleteAlways read to serve☺️
Delete